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![]() ![]() and Japanese coast guards, as well as the CCG’s increasing experience operating farther offshore for longer periods. It is applying lessons learned from scrutinizing the “gold standard” U.S. In terms of qualitative improvement, China has now replaced its older, less-capable large patrol ships. That includes 202 additional ships capable of operating offshore, representing 350 percent growth in the latter category. In 2020, the CCG is projected to have a total of 1,300-plus ships: 260 large vessels capable of operating offshore, many capable of operating worldwide, and another 1,050-plus smaller vessels confined to closer waters.įrom 2005 to 2020, this represents a 15-year net increase of 400 total coast guard ships. Navy had 285 “deployable battle force ships,” according to its official website.Ĭhina’s second sea force, the coast guard, is likewise the world’s largest, with more hulls than those of all its regional neighbors combined: 225 ships over 500 tons capable of operating offshore and another 1,050-plus confined to closer waters, for a total of 1,275. Meanwhile, as of April 13, 2018, the U.S. By 2020, the PLAN will have 313-342 warships, the U.S. “The PLAN is the largest navy in Asia, with more than 300 surface ships, submarines, amphibious ships and patrol craft,” according to the Pentagon’s 2017 China Military Power Report. Typically, its first sea force provides coordination and deterrence from over the horizon.Ĭhina’s first sea force, the PLAN, already has the most ships of any navy. Not seeking war but determined to change the status quo coercively, Beijing employs its enormous second and third sea forces in so-called maritime gray zone operations to further its disputed sovereignty claims in the near seas (Yellow, East and South China seas). The People’s Liberation Army (PLA) contains the PLA Navy (PLAN) the People’s Armed Police has formally been put in charge of most maritime law enforcement forces in the China coast guard (CCG) and the People’s Armed Forces Militia contains a growing proportion of seagoing units, the People’s Armed Forces Maritime Militia (PAFMM). ![]() Powered by the world’s largest shipbuilding industry, as well as the world’s second-largest economy and defense budget under Xi Jinping’s ambitious leadership, China is becoming a major sea power in its own right and in its own way.Ĭhina’s armed forces comprise three major organizations, each with a maritime subcomponent that is already the world’s largest such sea force by number of ships. Navy Nightmare: The Chinese Fleet Doesn’t Have 300 Ships, It Has 650-You Have to Count the Chinese Coast Guard and Maritime Militia,” The National Interest, 30 January 2019.
![]() MORTGAGE CALCULATOR AMORTIZATION PLUS^ "Qualifier Plus IIIpx: Pick-A-Payment Calculator".^ "Pick-a-Payment ARM ~ Using Pay Option ARM Calculator"." 'Pay option' loans could swell defaults". " 'Pick-a-payment' mortgage risks are high". "A capital budgeting model of the supply and demand of loanable funds", Journal of Macroeconomics 12, Summer 1990, pp. ^ "How National Australia Bank circumvents rules to stop a property bubble". ![]() The amount owed on the loan at the end of every month equals the amount owed from the previous month, plus the interest on this amount, minus the fixed amount paid every month. The following derivation of this formula illustrates how fixed-rate mortgage loans work. Some mortgage lenders are known to allow as high as 55%. Generally speaking, lenders do not like to see all of a borrower's debt payments (including property expenses) exceed around 40% of total monthly pretax income. One can test different loan sizes and interest rates. It can also factor in a potential mortgage payment and other associated housing costs ( property taxes, homeownership dues, etc.). A mortgage calculator can help to add up all income sources and compare this to all monthly debt payments. ![]() A lender will compare the person's total monthly income and total monthly debt load. If one borrows $250,000 at a 7% annual interest rate and pays the loan back over thirty years, with $3,000 annual property tax payment, $1,500 annual property insurance cost and 0.5% annual private mortgage insurance payment, what will the monthly payment be? The answer is $2,142.42.Ī potential borrower can use an online mortgage calculator to see how much property he or she can afford. Mortgage calculators can be used to answer such questions as: In contrast, mortgage calculators make answers to questions regarding the impact of changes in mortgage variables available to everyone. These tables generally required a working understanding of compound interest mathematics for proper use. Prior to the wide availability of mortgage calculators, those wishing to understand the financial implications of changes to the five main variables in a mortgage transaction were forced to use compound interest rate tables. When purchasing a new home, most buyers choose to finance a portion of the purchase price via the use of a mortgage. MORTGAGE CALCULATOR AMORTIZATION SOFTWAREThere are also multiple free online free mortgage calculators, and software programs offering financial and mortgage calculations. Mortgage calculation capabilities can be found on financial handheld calculators such as the HP-12C or Texas Instruments TI BA II Plus. More complex calculators can take into account other costs associated with a mortgage, such as local and state taxes, and insurance. The major variables in a mortgage calculation include loan principal, balance, periodic compound interest rate, number of payments per year, total number of payments and the regular payment amount. Mortgage calculators are frequently on for-profit websites, though the Consumer Financial Protection Bureau has launched its own public mortgage calculator. Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. If your loan requires other types of insurance like private mortgage insurance (PMI) or homeowner's association dues (HOA), these premiums may also be included in your total mortgage payment.Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. ![]() Your mortgage lender typically holds the money in the escrow account until those insurance and tax bills are due, and then pays them on your behalf. If you have an escrow account, you pay a set amount toward these additional expenses as part of your monthly mortgage payment, which also includes your principal and interest. The "principal" is the amount you borrowed and have to pay back (the loan itself), and the interest is the amount the lender charges for lending you the money.įor most borrowers, the total monthly payment sent to your mortgage lender includes other costs, such as homeowner's insurance and taxes. ![]() Remember, your monthly house payment includes more than just repaying the amount you borrowed to purchase the home. These autofill elements make the home loan calculator easy to use and can be updated at any point. Zillow's mortgage calculator gives you the opportunity to customize your mortgage details while making assumptions for fields you may not know quite yet. ![]() ![]() ![]() Then, on July 17, users of the Cold Stone app will get a secret treat. ![]() First off, all orders made through the Cold Stone website between July 15 and July 17 come with free delivery. Cold Stone CreameryĬold Stone Creamery celebrates Oreo's 110th birthday with cookie-centric ice cream.Ĭold Stone is celebrating National Ice Cream Day in a variety of ways. Visit any Carvel location on July 17 and get buy a small cup or cone of Brookie (or any other Carvel soft-serve flavor) and get a second one free. Its BOGO soft-serve at Carvel on July 17.Ĭarvel's newest flavor is Brookie, a mix of soft-serve fudge-brownie batter and chocolate-chip cookie dough. It's also applied automatically on orders with DoorDash, Uber Eats, and Postmates. To get the discount in person, scan your B-R mobile app at the register. Talenti ice cream vanilla fudge cookie code#To get in on the offer, just use the promo code BECOOLER at checkout for online orders. In addition, between July 17 and July 23, Baskin-Robbins is offering $5 off any purchase of $15 or more. America's best-known ice cream chain is heating things up for the holiday with a new flavor, Oreo S'mores, which features toasted-marshmallow-and-graham-cracker-flavored ice cream with Oreo pieces and chocolate cookie swirls, "to capture the memories made during this special season," Jeanne Bolger, Baskin-Robbins director of research and development, said in a statement. ![]() ![]()
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![]() ![]() ![]() Look up the background story if you wish to know more of the truth.Of course the background story and seeing all the tech the Helghast have to their advantage, along with their apparel appearances, are among some of the main reasons why most players prefer playing as the Helghast and would rather do a Helghast campaign instead of ISA. Though the Killzone 2 and Killzone 3 multiplayer servers will be gone, Guerilla Games have pointed out that the servers for Killzone: Shadow Fall will still be up and running.If you ever checked the reviews on the Killzone games, you'll more than likely find that the multiplayer servers are much more enjoyable than the campaign alone, as most of the players despise playing out the ISA campaign ever since they read the background story and found out the truth about the Helghast and would prefer to fight alongside the Helghast rather than the ISA.Just a brief background reminder, the Helghast were wrongfully exiled from Vekta and were sent to the planet Helghan in hand-me-down ships that provide little to no radiation cover and they suffered horribly from the radiation sickness among other things and the Vektans did nothing to help them but instead, chose to let them die. Some even stream in through whatever devices they have in possession, to share some memorable moments in the games with their viewers.Some moments could be of intense kill streaks, rage moments, players being kicked and banned from the game, and so on. There are some who try and record as much of the action as possible. Well, enough of me, let's get back on the subject.So with the servers shutting down, those who are aware have been playing in the servers, mostly on Guerilla Warfare and Warzone, and Operations is hardly ever touched. Funny enough, it's the first Killzone game I've ever played as finding the others were rather hard to find except for Shadow Fall, but at the time, I only had the PlayStation 2 so finding the first two had been difficult. ![]() I have to admit, I've just gotten Killzone 3 a few months ago and I'm stuck on the campaign 'cause I don't have a controller with a tilt axis (don't laugh at me) and just started on the multiplayer when I had internet. ![]() The campaigns will still be on, so the games will still be playable. Six years of non-stop action in the multiplayer rooms with ISA and Helghast clashing and shedding endless blood on the battlefields are finally coming to an end.As the days continue to count down, most Killzone players have been unaware of this and for those of you who just got Killzone 2 or 3, you might be disappointed when the servers go down. It was been announced by the creators of this awesome series, Guerilla Games, on December 2017. For those of you who played any of the Killzone games but haven't lately, you might want to listen to this: All the servers in Killzone 2 and Killzone 3 will be shut down permanently on the 29th this month. ![]() ![]() ![]()
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